body {
	margin: 0;
	padding: 0;
	background-image: url(../images/bg-top.jpg);
	background-repeat:repeat-x;
}

a:link { 
	color: #055695; 
	text-decoration: none; 
} 

a:visited { 
	text-decoration: none; 
	color: #055695; 
} 

a:hover { 
	text-decoration: underline; 
	color: #055695; 
} 

a:active { 
	text-decoration: none; 
}

td {
	font-family:Arial, Helvetica, sans-serif;
	font-size:medium;
}

div {
	font-family:Arial, Helvetica, sans-serif;
	font-size:small;
	font-weight:bold;
}

p,h2,h3 {
	font-family:Arial, Helvetica, sans-serif;
}

img {
	border-style:none
}

.picright {
	float:right;
	padding:0;
	margin:0 0 20px 20px;
	clear:right;
}

.picleft {
	float:left;
	padding:0;
	margin:0 20px 20px 0;
	clear:left;
}

hr {
	color:#055695
}

.rightbullets {
	font-size:12px;
}

#nav {
	font-family:Arial, Helvetica, sans-serif;
	font-size:15px;
	letter-spacing:1.5px;
}

#bottomnav {
	font-family:Arial, Helvetica, sans-serif;
	font-size:15px;
	letter-spacing:1.5px;
}

.bold {
	font-weight:bold;
}

html, body {
	height: 100%;
}

#wrap {
	min-height: 100%;
	background-image:url(../images/bg-table.jpg);
	background-position:center;
	background-repeat:repeat-y;
}

#main {
	overflow:auto;
	padding-bottom: 150px;
	}  /* must be same height as the footer */

#footer {
	position: relative;
	margin-top: -150px; /* negative value of footer height */
	height: 150px;
	clear:both;
} 

/*Opera Fix*/
body:before {
	content:"";
	height:100%;
	float:left;
	width:0;
	margin-top:-32767px;
}
#footer {
	background: #e5d999 url('../images/bg-footer.jpg') repeat-x;
	color:#000;
	font-size:9px;
	font-family:Verdana, Arial, sans-serif;
}